Rio Grande City, TX
How exposed is Rio Grande City to wildfire?
USFS scores Rio Grande City at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 5,938 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rio Grande City at the 90th percentile, close to its 90th-percentile risk score.
Rio Grande City's building exposure, zone by zone
5,938 buildings are counted in Rio Grande City, and 74% of them are Indirect exposure — ember-driven risk rather than the 12.8% in Direct exposure or the 13.2% rated Minimal. At 5,938 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Rio Grande City against the rest of the country
There's little gap between Rio Grande City's 90th national percentile and its 84th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rio Grande City ranks 3,102 for wildfire risk (1 is highest) and 2,903 by building count (1 is largest). Within Texas alone, it ranks 286 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rio Grande City and the insurance market
At the 90th percentile nationally, Rio Grande City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Rio Grande City
Rio Grande City's 74% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Rio Grande City's figures come from
Rio Grande City's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rio Grande City's dominant indirect exposure actually means, with real examples from across the dataset.