Rio en Medio, NM
Rio en Medio wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rio en Medio at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 89 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rio en Medio's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
Of Rio en Medio's 89 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Rio en Medio against the rest of the country
Rio en Medio scores 95th nationally and 86th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rio en Medio ranks 1,446 for wildfire risk (1 is highest) and 29,545 by building count (1 is largest). Within New Mexico alone, it ranks 68 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Rio en Medio and the insurance market
Rio en Medio's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rio en Medio
Because Direct exposure dominates in Rio en Medio (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Rio en Medio's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rio en Medio, see the exposure-zones guide.