Ringsted, IA
Ringsted, IA's wildfire risk, in USFS's own numbers
Ringsted's 369 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ringsted at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ringsted's building exposure, zone by zone
Only 25.8% of Ringsted's 369 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Ringsted ranks
Ringsted's risk sits at a similar level relative to Iowa (4th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ringsted ranks 30,739 for wildfire risk (1 is highest) and 19,881 by building count (1 is largest). Within Iowa alone, it ranks 979 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Ringsted's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 74.3% of Ringsted outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ringsted's figures come from
Ringsted's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ringsted's dominant minimal exposure actually means, with real examples from across the dataset.