Riley, IN
Riley, IN's wildfire risk, in USFS's own numbers
Riley sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 168 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Riley's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Riley's building exposure, zone by zone
Riley rates 81% Minimal exposure against just 19.1% Direct and 0% Indirect — of 168 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Riley ranks
Riley's 60th-percentile standing inside Indiana outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Riley ranks 27,949 for wildfire risk (1 is highest) and 26,092 by building count (1 is largest). Within Indiana alone, it ranks 391 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Riley
Riley's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Riley
Even with 81% of Riley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Riley's figures come from
Every one of the two percentiles behind Riley's 27,949-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Riley's dominant minimal exposure actually means, with real examples from across the dataset.