Rigby, ID
How exposed is Rigby to wildfire?
USFS scores Rigby at the 36th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,521 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rigby at the 33rd percentile, close to its 36th-percentile risk score.
Where Rigby's buildings actually sit
Most of Rigby's buildings (87.4% of 1,521) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Rigby against the rest of the country
Rigby's 36th national percentile looks worse in isolation than its 10th ranking inside Idaho does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Rigby ranks 20,255 for wildfire risk (1 is highest) and 9,077 by building count (1 is largest). Within Idaho alone, it ranks 208 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Rigby's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 87.4% of buildings rated Minimal exposure, Rigby gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rigby's figures come from
Rigby's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rigby's dominant minimal exposure actually means, with real examples from across the dataset.