Ridgway, CO
Ridgway wildfire risk explained
Ridgway's 689 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ridgway at the 73rd percentile, close to its 77th-percentile risk score.
Ridgway's building exposure, zone by zone
USFS puts 51.4% of Ridgway's 689 buildings in the Indirect exposure zone, versus 48.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Ridgway ranks
Inside Colorado, Ridgway sits at just the 49th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ridgway ranks 7,110 for wildfire risk (1 is highest) and 14,763 by building count (1 is largest). Within Colorado alone, it ranks 242 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Ridgway's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ridgway
Because 51.4% of Ridgway's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 689 counted buildings into the percentiles shown above for Ridgway. For more on what indirect exposure implies beyond Ridgway, see the exposure-zones guide.