Ridgewood, OH
How exposed is Ridgewood to wildfire?
USFS scores Ridgewood at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 215 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ridgewood's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
What "at risk" means for the buildings here
64.7% of Ridgewood's 215 buildings sit in USFS's Direct exposure zone, roughly 139 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 35.4% are Minimal.
How Ridgewood compares
Compare Ridgewood's two percentiles: 41st within Ohio, only 14th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ridgewood ranks 27,177 for wildfire risk (1 is highest) and 24,317 by building count (1 is largest). Within Ohio alone, it ranks 751 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Ridgewood and the insurance market
Ridgewood's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Ridgewood (64.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 215 counted buildings into the percentiles shown above for Ridgewood. For more on what direct exposure implies beyond Ridgewood, see the exposure-zones guide.