Ridgewood, IL
Ridgewood, IL's wildfire risk, in USFS's own numbers
USFS scores Ridgewood at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,269 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ridgewood at the 37th percentile, close to its 34th-percentile risk score.
Ridgewood's building exposure, zone by zone
Most of Ridgewood's buildings (97.6% of 1,269) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ridgewood ranks
Compare Ridgewood's two percentiles: 86th within Illinois, only 34th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ridgewood ranks 20,666 for wildfire risk (1 is highest) and 10,247 by building count (1 is largest). Within Illinois alone, it ranks 205 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Ridgewood
Ridgewood's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ridgewood
With 97.6% of buildings rated Minimal exposure, Ridgewood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ridgewood's figures come from
Ridgewood's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ridgewood's dominant minimal exposure actually means, with real examples from across the dataset.