Ridgeway, MO
How exposed is Ridgeway to wildfire?
USFS's Wildfire Risk to Communities model puts Ridgeway at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 376 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ridgeway at the 66th percentile, close to its 65th-percentile risk score.
Ridgeway's building exposure, zone by zone
USFS classifies 42.3% of Ridgeway's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 40.7% Direct and 17% Indirect — a landscape-level risk rather than a building-by-building one.
Where Ridgeway ranks
Ridgeway's risk sits at a similar level relative to Missouri (70th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ridgeway ranks 10,941 for wildfire risk (1 is highest) and 19,742 by building count (1 is largest). Within Missouri alone, it ranks 319 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Ridgeway
At the 65th percentile nationally, Ridgeway carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ridgeway's 42.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ridgeway's figures come from
Ridgeway's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ridgeway's dominant minimal exposure actually means, with real examples from across the dataset.