Ridgefield, IL
Ridgefield wildfire risk explained
Out of every US place USFS scores, Ridgefield lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 157 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ridgefield's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Ridgefield's building exposure, zone by zone
Ridgefield rates 65.6% Minimal exposure against just 34.4% Direct and 0% Indirect — of 157 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Ridgefield against the rest of the country
Within Illinois, Ridgefield ranks higher (77th percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ridgefield ranks 22,652 for wildfire risk (1 is highest) and 26,558 by building count (1 is largest). Within Illinois alone, it ranks 337 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Ridgefield's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ridgefield
Ridgefield's 65.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ridgefield's figures come from
The methodology guide shows exactly how USFS turned 157 counted buildings into the percentiles shown above for Ridgefield. The exposure-zones guide covers what Ridgefield's dominant minimal exposure actually means, with real examples from across the dataset.