Ridge Farm, IL
How exposed is Ridge Farm to wildfire?
Ridge Farm's 679 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ridge Farm's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Ridge Farm's building exposure, zone by zone
Ridge Farm rates 84.2% Minimal exposure against just 15.8% Direct and 0% Indirect — of 679 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Ridge Farm against the rest of the country
There's little gap between Ridge Farm's 1st national percentile and its 8th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ridge Farm ranks 31,261 for wildfire risk (1 is highest) and 14,871 by building count (1 is largest). Within Illinois alone, it ranks 1,332 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Ridge Farm and the insurance market
Ridge Farm's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 84.2% of buildings rated Minimal exposure, Ridge Farm gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ridge Farm's figures come from
The methodology guide shows exactly how USFS turned 679 counted buildings into the percentiles shown above for Ridge Farm. The exposure-zones guide covers what Ridge Farm's dominant minimal exposure actually means, with real examples from across the dataset.