Richville, OH
Richville wildfire risk explained
Richville's 1,804 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richville at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 61.2% of Richville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 38.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Richville compares
Within Ohio, Richville ranks higher (55th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Richville ranks 24,368 for wildfire risk (1 is highest) and 8,049 by building count (1 is largest). Within Ohio alone, it ranks 571 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Richville's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 61.2% of Richville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Richville's figures come from
The methodology guide shows exactly how USFS turned 1,804 counted buildings into the percentiles shown above for Richville. The exposure-zones guide covers what Richville's dominant minimal exposure actually means, with real examples from across the dataset.