Richmond, UT
Richmond wildfire risk explained
USFS scores Richmond at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,348 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richmond's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
What "at risk" means for the buildings here
USFS puts 62.7% of Richmond's 1,348 buildings in the Indirect exposure zone, versus 31.6% Direct and 5.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Richmond compares
Inside Utah, Richmond sits at just the 44th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Richmond ranks 5,216 for wildfire risk (1 is highest) and 9,842 by building count (1 is largest). Within Utah alone, it ranks 185 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Richmond
Richmond's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Richmond (62.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,348 counted buildings into the percentiles shown above for Richmond. For more on what indirect exposure implies beyond Richmond, see the exposure-zones guide.