Richmond, TX
Richmond, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Richmond at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,641 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richmond at the 61st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Richmond's building exposure, zone by zone
Indirect exposure is dominant in Richmond (81.7% of 3,641 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 7.3% sit in the Direct zone.
How Richmond compares
Richmond ranks lower within Texas (12th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Richmond ranks 13,253 for wildfire risk (1 is highest) and 4,600 by building count (1 is largest). Within Texas alone, it ranks 1,576 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Richmond
Richmond's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Richmond
Richmond's 81.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Richmond's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Richmond, see the exposure-zones guide.