Richmond, MN
Richmond wildfire risk explained
Out of every US place USFS scores, Richmond lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 833 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richmond's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
What "at risk" means for the buildings here
833 buildings are counted in Richmond, and 91.1% of them are Indirect exposure — ember-driven risk rather than the 8.9% in Direct exposure or the 0% rated Minimal.
Richmond against the rest of the country
Compare Richmond's two percentiles: 60th within Minnesota, only 43rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Richmond ranks 17,991 for wildfire risk (1 is highest) and 13,317 by building count (1 is largest). Within Minnesota alone, it ranks 368 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Richmond
Richmond's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Richmond's 91.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Richmond's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Richmond, see the exposure-zones guide.