Richmond, MI
How exposed is Richmond to wildfire?
USFS's Wildfire Risk to Communities model puts Richmond at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,428 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richmond at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Richmond's buildings actually sit
Only 14% of Richmond's 2,428 buildings carry Direct exposure and 0% carry Indirect; the remaining 86% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Richmond compares
Richmond's risk sits at a similar level relative to Michigan (17th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richmond ranks 29,508 for wildfire risk (1 is highest) and 6,442 by building count (1 is largest). Within Michigan alone, it ranks 617 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Richmond
At the 6th national percentile, Richmond rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Richmond
With 86% of buildings rated Minimal exposure, Richmond gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Richmond's figures come from
The methodology guide shows exactly how USFS turned 2,428 counted buildings into the percentiles shown above for Richmond. The exposure-zones guide covers what Richmond's dominant minimal exposure actually means, with real examples from across the dataset.