Richmond, IL
Richmond, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Richmond at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 935 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richmond's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
Only 31.4% of Richmond's 935 buildings carry Direct exposure and 5.5% carry Indirect; the remaining 63.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Richmond against the rest of the country
Within Illinois, Richmond ranks higher (84th percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Richmond ranks 21,171 for wildfire risk (1 is highest) and 12,426 by building count (1 is largest). Within Illinois alone, it ranks 236 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Richmond and the insurance market
At the 33rd national percentile, Richmond rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Richmond
Even with 63.1% of Richmond outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 935 counted buildings into the percentiles shown above for Richmond. For more on what minimal exposure implies beyond Richmond, see the exposure-zones guide.