Richmond Hill, GA
How exposed is Richmond Hill to wildfire?
Richmond Hill's 5,418 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richmond Hill at the 83rd national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Richmond Hill's buildings actually sit
Indirect exposure is dominant in Richmond Hill (64.1% of 5,418 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 35.8% sit in the Direct zone. At 5,418 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Richmond Hill against the rest of the country
Richmond Hill's risk sits at a similar level relative to Georgia (97th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richmond Hill ranks 3,779 for wildfire risk (1 is highest) and 3,190 by building count (1 is largest). Within Georgia alone, it ranks 20 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Richmond Hill's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Richmond Hill's 64.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Richmond Hill's figures come from
The methodology guide shows exactly how USFS turned 5,418 counted buildings into the percentiles shown above for Richmond Hill. The exposure-zones guide covers what Richmond Hill's dominant indirect exposure actually means, with real examples from across the dataset.