Richmond Heights, MO
How exposed is Richmond Heights to wildfire?
Richmond Heights sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,996 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richmond Heights at the 49th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Richmond Heights's buildings actually sit
Richmond Heights rates 99.1% Minimal exposure against just 0.9% Direct and 0% Indirect — of 3,996 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Richmond Heights ranks
Inside Missouri, Richmond Heights sits at just the 24th percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Richmond Heights ranks 17,397 for wildfire risk (1 is highest) and 4,250 by building count (1 is largest). Within Missouri alone, it ranks 809 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Richmond Heights and the insurance market
Richmond Heights's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 99.1% of buildings rated Minimal exposure, Richmond Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Richmond Heights's figures come from
The methodology guide shows exactly how USFS turned 3,996 counted buildings into the percentiles shown above for Richmond Heights. The exposure-zones guide covers what Richmond Heights's dominant minimal exposure actually means, with real examples from across the dataset.