Richmond Heights, FL
How exposed is Richmond Heights to wildfire?
USFS's Wildfire Risk to Communities model puts Richmond Heights at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,727 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richmond Heights at the 72nd percentile, close to its 69th-percentile risk score.
Richmond Heights's building exposure, zone by zone
USFS classifies 96.3% of Richmond Heights's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Richmond Heights against the rest of the country
Richmond Heights ranks lower within Florida (26th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Richmond Heights ranks 9,666 for wildfire risk (1 is highest) and 5,886 by building count (1 is largest). Within Florida alone, it ranks 711 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Richmond Heights and the insurance market
Richmond Heights's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 96.3% of Richmond Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,727 counted buildings into the percentiles shown above for Richmond Heights. For more on what minimal exposure implies beyond Richmond Heights, see the exposure-zones guide.