Richlawn, KY
Richlawn wildfire risk explained
Out of every US place USFS scores, Richlawn lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 265 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richlawn at the 14th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Richlawn's buildings actually sit
Richlawn rates 62.6% Minimal exposure against just 37.4% Direct and 0% Indirect — of 265 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Richlawn against the rest of the country
Richlawn's risk sits at a similar level relative to Kentucky (16th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richlawn ranks 27,830 for wildfire risk (1 is highest) and 22,667 by building count (1 is largest). Within Kentucky alone, it ranks 463 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Richlawn
Richlawn's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Richlawn
Richlawn's 62.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Richlawn's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Richlawn, see the exposure-zones guide.