Richland Springs, TX
Richland Springs, TX's wildfire risk, in USFS's own numbers
USFS scores Richland Springs at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 353 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richland Springs at the 85th percentile, close to its 86th-percentile risk score.
Richland Springs's building exposure, zone by zone
Direct exposure dominates in Richland Springs: 74.5% of its 353 buildings, versus 25.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Richland Springs ranks
Richland Springs's risk sits at a similar level relative to Texas (76th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richland Springs ranks 4,361 for wildfire risk (1 is highest) and 20,249 by building count (1 is largest). Within Texas alone, it ranks 433 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Richland Springs's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Richland Springs's 74.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Richland Springs's figures come from
Every one of the two percentiles behind Richland Springs's 4,361-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Richland Springs's dominant direct exposure actually means, with real examples from across the dataset.