Richland, SD
Richland, SD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Richland at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 139 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richland at the 65th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Richland's buildings actually sit
Direct exposure dominates in Richland: 54.7% of its 139 buildings, versus 43.9% Indirect and 1.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Richland compares
Richland's risk sits at a similar level relative to South Dakota (68th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richland ranks 9,027 for wildfire risk (1 is highest) and 27,345 by building count (1 is largest). Within South Dakota alone, it ranks 141 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Richland
Richland's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Richland's 54.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Richland's figures come from
Richland's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Richland's dominant direct exposure actually means, with real examples from across the dataset.