Richland, PA
Richland, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Richland lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 836 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Richland at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.3% of Richland's 836 buildings sit in USFS's Minimal exposure zone, with only 15.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Richland compares
There's little gap between Richland's 5th national percentile and its 2nd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Richland ranks 30,116 for wildfire risk (1 is highest) and 13,295 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,951 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Richland's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Richland
Even with 84.3% of Richland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Richland's figures come from
The methodology guide shows exactly how USFS turned 836 counted buildings into the percentiles shown above for Richland. The exposure-zones guide covers what Richland's dominant minimal exposure actually means, with real examples from across the dataset.