Richgrove, CA
Richgrove wildfire risk explained
USFS scores Richgrove at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 561 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richgrove at the 78th percentile, close to its 79th-percentile risk score.
Richgrove's building exposure, zone by zone
Richgrove rates 94.7% Minimal exposure against just 5.4% Direct and 0% Indirect — of 561 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Richgrove ranks
Richgrove ranks lower within California (38th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Richgrove ranks 6,735 for wildfire risk (1 is highest) and 16,385 by building count (1 is largest). Within California alone, it ranks 974 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Richgrove and the insurance market
Richgrove's 79th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 94.7% of buildings rated Minimal exposure, Richgrove gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 561 counted buildings into the percentiles shown above for Richgrove. For more on what minimal exposure implies beyond Richgrove, see the exposure-zones guide.