Richfield, WI
Richfield, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Richfield at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,576 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richfield at the 38th percentile, close to its 36th-percentile risk score.
Richfield's building exposure, zone by zone
USFS classifies 84.4% of Richfield's buildings as Direct exposure, higher than its 1.9% Indirect share and far above its 13.8% Minimal share — a profile where 5,547 structures sit close enough to vegetation that lot clearing matters most. At 6,576 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Richfield against the rest of the country
Richfield's 84th-percentile standing inside Wisconsin outpaces its 36th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Richfield ranks 20,284 for wildfire risk (1 is highest) and 2,638 by building count (1 is largest). Within Wisconsin alone, it ranks 130 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Richfield and the insurance market
Richfield's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 84.4% of Richfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Richfield's figures come from
Every one of the two percentiles behind Richfield's 20,284-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Richfield's dominant direct exposure actually means, with real examples from across the dataset.