Richfield, OH
Richfield wildfire risk explained
Richfield sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,386 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richfield at the 36th percentile, close to its 36th-percentile risk score.
Richfield's building exposure, zone by zone
Direct exposure dominates in Richfield: 84.4% of its 2,386 buildings, versus 15.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Richfield ranks
Within Ohio, Richfield ranks higher (78th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Richfield ranks 20,268 for wildfire risk (1 is highest) and 6,538 by building count (1 is largest). Within Ohio alone, it ranks 273 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Richfield and the insurance market
Richfield's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Richfield
Because Direct exposure dominates in Richfield (84.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,386 counted buildings into the percentiles shown above for Richfield. For more on what direct exposure implies beyond Richfield, see the exposure-zones guide.