Richfield, NC
Richfield wildfire risk explained
Richfield sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 500 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richfield's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Where Richfield's buildings actually sit
Of Richfield's 500 counted buildings, 63.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Richfield compares
Inside North Carolina, Richfield sits at just the 8th percentile even though it scores 36th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Richfield ranks 20,335 for wildfire risk (1 is highest) and 17,363 by building count (1 is largest). Within North Carolina alone, it ranks 712 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Richfield and the insurance market
At the 36th national percentile, Richfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Richfield
Because Direct exposure dominates in Richfield (63.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Richfield's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Richfield, see the exposure-zones guide.