Richfield, KS
How exposed is Richfield to wildfire?
Richfield sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 87 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richfield's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
What "at risk" means for the buildings here
100% of Richfield's 87 buildings sit in USFS's Direct exposure zone, roughly 87 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Richfield against the rest of the country
Richfield scores 89th nationally and 89th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Richfield ranks 3,564 for wildfire risk (1 is highest) and 29,616 by building count (1 is largest). Within Kansas alone, it ranks 79 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Richfield and the insurance market
Richfield's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Richfield's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Richfield's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Richfield, see the exposure-zones guide.