Richfield, ID
Richfield wildfire risk explained
Out of every US place USFS scores, Richfield lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 329 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Richfield at the 97th percentile, close to its 97th-percentile risk score.
Where Richfield's buildings actually sit
Indirect exposure is dominant in Richfield (67.2% of 329 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 32.8% sit in the Direct zone.
Richfield against the rest of the country
Richfield's risk sits at a similar level relative to Idaho (84th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Richfield ranks 1,072 for wildfire risk (1 is highest) and 20,845 by building count (1 is largest). Within Idaho alone, it ranks 37 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Richfield's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Richfield
Richfield's 67.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Richfield's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Richfield, see the exposure-zones guide.