Richardson, TX
Richardson, TX's wildfire risk, in USFS's own numbers
Richardson's 32,428 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Richardson's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
What "at risk" means for the buildings here
Only 5% of Richardson's 32,428 buildings carry Direct exposure and 0% carry Indirect; the remaining 95% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 32,428 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Richardson against the rest of the country
Inside Texas, Richardson sits at just the 6th percentile even though it scores 50th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Richardson ranks 15,773 for wildfire risk (1 is highest) and 338 by building count (1 is largest). Within Texas alone, it ranks 1,684 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Richardson and the insurance market
Richardson's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Richardson
With 95% of buildings rated Minimal exposure, Richardson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Richardson's figures come from
The methodology guide shows exactly how USFS turned 32,428 counted buildings into the percentiles shown above for Richardson. The exposure-zones guide covers what Richardson's dominant minimal exposure actually means, with real examples from across the dataset.