Rich Hill, MO
Rich Hill wildfire risk explained
Rich Hill's 934 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rich Hill at the 52nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 59.9% of Rich Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 38.3% Direct and 1.8% Indirect — a landscape-level risk rather than a building-by-building one.
Where Rich Hill ranks
Inside Missouri, Rich Hill sits at just the 34th percentile even though it scores 51st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rich Hill ranks 15,472 for wildfire risk (1 is highest) and 12,432 by building count (1 is largest). Within Missouri alone, it ranks 703 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Rich Hill and the insurance market
Rich Hill's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 59.9% of buildings rated Minimal exposure, Rich Hill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rich Hill's figures come from
Every one of the two percentiles behind Rich Hill's 15,472-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rich Hill's dominant minimal exposure actually means, with real examples from across the dataset.