Rice Lake (St. Louis), MN
Rice Lake (St. Louis), MN's wildfire risk, in USFS's own numbers
Rice Lake (St. Louis)'s 3,521 buildings earn a 27th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rice Lake (St. Louis) at the 26th percentile, close to its 27th-percentile risk score.
Where Rice Lake (St. Louis)'s buildings actually sit
Of Rice Lake (St. Louis)'s 3,521 counted buildings, 97.2% carry Direct exposure and only 0.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Rice Lake (St. Louis) against the rest of the country
Rice Lake (St. Louis)'s risk sits at a similar level relative to Minnesota (31st percentile statewide) as it does nationally (27th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rice Lake (St. Louis) ranks 23,166 for wildfire risk (1 is highest) and 4,748 by building count (1 is largest). Within Minnesota alone, it ranks 628 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Rice Lake (St. Louis)
Rice Lake (St. Louis)'s moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Rice Lake (St. Louis)'s 97.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Rice Lake (St. Louis)'s 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rice Lake (St. Louis), see the exposure-zones guide.