Ribera, NM
How exposed is Ribera to wildfire?
USFS scores Ribera at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 295 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ribera at the 81st percentile, close to its 86th-percentile risk score.
Ribera's building exposure, zone by zone
295 buildings are counted in Ribera, and 91.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Ribera compares
Ribera's 86th national percentile looks worse in isolation than its 66th ranking inside New Mexico does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Ribera ranks 4,383 for wildfire risk (1 is highest) and 21,762 by building count (1 is largest). Within New Mexico alone, it ranks 170 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Ribera's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Ribera (91.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Ribera's figures come from
Every one of the two percentiles behind Ribera's 4,383-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ribera's dominant direct exposure actually means, with real examples from across the dataset.