Rhome, TX
Rhome, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rhome at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 902 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rhome at the 88th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Rhome's buildings actually sit
54.4% of Rhome's 902 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Rhome ranks
Rhome scores 88th nationally and 79th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rhome ranks 3,920 for wildfire risk (1 is highest) and 12,712 by building count (1 is largest). Within Texas alone, it ranks 373 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rhome and the insurance market
Rhome's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rhome
With ember exposure the dominant pattern in Rhome (54.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 902 counted buildings into the percentiles shown above for Rhome. For more on what indirect exposure implies beyond Rhome, see the exposure-zones guide.