Rhodes, MT
How exposed is Rhodes to wildfire?
Rhodes sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 91 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rhodes's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Rhodes's building exposure, zone by zone
100% of Rhodes's 91 buildings sit in USFS's Direct exposure zone, roughly 91 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Rhodes against the rest of the country
Rhodes's 87th national percentile looks worse in isolation than its 67th ranking inside Montana does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Rhodes ranks 4,133 for wildfire risk (1 is highest) and 29,454 by building count (1 is largest). Within Montana alone, it ranks 156 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Rhodes
Rhodes's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Rhodes
Rhodes's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 91 counted buildings into the percentiles shown above for Rhodes. For more on what direct exposure implies beyond Rhodes, see the exposure-zones guide.