Rhinecliff, NY
Rhinecliff, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Rhinecliff lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 225 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rhinecliff's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 57.8% of Rhinecliff's buildings as Direct exposure, higher than its 42.2% Indirect share and far above its 0% Minimal share — a profile where 130 structures sit close enough to vegetation that lot clearing matters most.
Where Rhinecliff ranks
Within New York, Rhinecliff ranks higher (71st percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rhinecliff ranks 21,210 for wildfire risk (1 is highest) and 23,955 by building count (1 is largest). Within New York alone, it ranks 380 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Rhinecliff
Rhinecliff's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rhinecliff's 57.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rhinecliff's figures come from
The methodology guide shows exactly how USFS turned 225 counted buildings into the percentiles shown above for Rhinecliff. The exposure-zones guide covers what Rhinecliff's dominant direct exposure actually means, with real examples from across the dataset.