Rexford, MT
Rexford wildfire risk explained
USFS scores Rexford at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 116 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rexford's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Rexford's building exposure, zone by zone
Of Rexford's 116 counted buildings, 81% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Rexford compares
There's little gap between Rexford's 94th national percentile and its 86th percentile inside Montana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rexford ranks 1,861 for wildfire risk (1 is highest) and 28,366 by building count (1 is largest). Within Montana alone, it ranks 68 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Rexford and the insurance market
At the 94th percentile nationally, Rexford carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Rexford's 81% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rexford's figures come from
Every one of the two percentiles behind Rexford's 1,861-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rexford's dominant direct exposure actually means, with real examples from across the dataset.