Reubens, ID
Reubens wildfire risk explained
Reubens's 67 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Reubens at the 85th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
50.7% of Reubens's 67 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Reubens ranks
Inside Idaho, Reubens sits at just the 62nd percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Reubens ranks 3,783 for wildfire risk (1 is highest) and 30,377 by building count (1 is largest). Within Idaho alone, it ranks 88 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Reubens's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Reubens
With ember exposure the dominant pattern in Reubens (50.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Reubens's 3,783-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Reubens, see the exposure-zones guide.