Rest Haven, IL
Rest Haven, IL's wildfire risk, in USFS's own numbers
Rest Haven's 370 buildings earn a 27th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rest Haven at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rest Haven's building exposure, zone by zone
Direct exposure dominates in Rest Haven: 74.9% of its 370 buildings, versus 16% Indirect and 9.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Rest Haven ranks
Compare Rest Haven's two percentiles: 75th within Illinois, only 27th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rest Haven ranks 23,059 for wildfire risk (1 is highest) and 19,853 by building count (1 is largest). Within Illinois alone, it ranks 361 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Rest Haven and the insurance market
Rest Haven's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rest Haven (74.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rest Haven's 23,059-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rest Haven, see the exposure-zones guide.