Reservoir, PA
How exposed is Reservoir to wildfire?
Reservoir's 142 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Reservoir at the 46th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
Of Reservoir's 142 counted buildings, 97.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Reservoir compares
Compare Reservoir's two percentiles: 75th within Pennsylvania, only 47th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Reservoir ranks 16,845 for wildfire risk (1 is highest) and 27,222 by building count (1 is largest). Within Pennsylvania alone, it ranks 499 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 47th national percentile, Reservoir rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Reservoir
Because Direct exposure dominates in Reservoir (97.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Reservoir's figures come from
The methodology guide shows exactly how USFS turned 142 counted buildings into the percentiles shown above for Reservoir. The exposure-zones guide covers what Reservoir's dominant direct exposure actually means, with real examples from across the dataset.