Reserve, KS
Reserve, KS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Reserve at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 89 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reserve's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Reserve's buildings actually sit
Reserve rates 70.8% Minimal exposure against just 29.2% Direct and 0% Indirect — of 89 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Reserve compares
Reserve ranks lower within Kansas (28th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Reserve ranks 16,199 for wildfire risk (1 is highest) and 29,533 by building count (1 is largest). Within Kansas alone, it ranks 517 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 49th national percentile, Reserve rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Reserve
Reserve's 70.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Reserve's figures come from
The methodology guide shows exactly how USFS turned 89 counted buildings into the percentiles shown above for Reserve. The exposure-zones guide covers what Reserve's dominant minimal exposure actually means, with real examples from across the dataset.