Republic, MO
Republic wildfire risk explained
Republic's 6,871 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Republic at the 68th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 20.4% of Republic's 6,871 buildings carry Direct exposure and 15% carry Indirect; the remaining 64.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,871 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Republic compares
There's little gap between Republic's 67th national percentile and its 73rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Republic ranks 10,564 for wildfire risk (1 is highest) and 2,520 by building count (1 is largest). Within Missouri alone, it ranks 286 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Republic carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 64.6% of Republic outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Republic's figures come from
Republic's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Republic's dominant minimal exposure actually means, with real examples from across the dataset.