Reo, IN
Reo, IN's wildfire risk, in USFS's own numbers
Reo sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 535 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reo's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
535 buildings are counted in Reo, and 75.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 24.9% rated Minimal.
How Reo compares
Reo's 63rd-percentile standing inside Indiana outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Reo ranks 27,602 for wildfire risk (1 is highest) and 16,795 by building count (1 is largest). Within Indiana alone, it ranks 364 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 12th national percentile, Reo rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Reo
With 75.1% of Reo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Reo's figures come from
The methodology guide shows exactly how USFS turned 535 counted buildings into the percentiles shown above for Reo. The exposure-zones guide covers what Reo's dominant direct exposure actually means, with real examples from across the dataset.