Reklaw, TX
Reklaw, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Reklaw lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 347 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Reklaw at the 75th percentile, close to its 74th-percentile risk score.
Where Reklaw's buildings actually sit
USFS classifies 62.3% of Reklaw's buildings as Direct exposure, higher than its 37.8% Indirect share and far above its 0% Minimal share — a profile where 216 structures sit close enough to vegetation that lot clearing matters most.
How Reklaw compares
Reklaw's 74th national percentile looks worse in isolation than its 42nd ranking inside Texas does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Reklaw ranks 8,334 for wildfire risk (1 is highest) and 20,410 by building count (1 is largest). Within Texas alone, it ranks 1,051 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Reklaw's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Reklaw's 62.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 347 counted buildings into the percentiles shown above for Reklaw. For more on what direct exposure implies beyond Reklaw, see the exposure-zones guide.