Reinbeck, IA
Reinbeck, IA's wildfire risk, in USFS's own numbers
Reinbeck sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,101 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Reinbeck at the 28th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Reinbeck's buildings actually sit
Only 7.4% of Reinbeck's 1,101 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Reinbeck compares
There's little gap between Reinbeck's 29th national percentile and its 43rd percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Reinbeck ranks 22,434 for wildfire risk (1 is highest) and 11,268 by building count (1 is largest). Within Iowa alone, it ranks 579 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Reinbeck's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Reinbeck
With 92.6% of buildings rated Minimal exposure, Reinbeck gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Reinbeck's figures come from
The methodology guide shows exactly how USFS turned 1,101 counted buildings into the percentiles shown above for Reinbeck. The exposure-zones guide covers what Reinbeck's dominant minimal exposure actually means, with real examples from across the dataset.