Reid Hope King, TX
Reid Hope King, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Reid Hope King at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 262 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Reid Hope King at the 79th percentile, close to its 78th-percentile risk score.
Where Reid Hope King's buildings actually sit
USFS classifies 45.4% of Reid Hope King's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 43.1% Direct and 11.5% Indirect — a landscape-level risk rather than a building-by-building one.
Reid Hope King against the rest of the country
Inside Texas, Reid Hope King sits at just the 55th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Reid Hope King ranks 7,041 for wildfire risk (1 is highest) and 22,790 by building count (1 is largest). Within Texas alone, it ranks 811 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Reid Hope King carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Reid Hope King
Even with 45.4% of Reid Hope King outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Reid Hope King's figures come from
Every one of the two percentiles behind Reid Hope King's 7,041-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Reid Hope King's dominant minimal exposure actually means, with real examples from across the dataset.