Regency at Monroe, NJ
Regency at Monroe, NJ's wildfire risk, in USFS's own numbers
Regency at Monroe sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,274 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Regency at Monroe at the 66th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Regency at Monroe's building exposure, zone by zone
87.5% of Regency at Monroe's 1,274 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 12.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Regency at Monroe ranks
There's little gap between Regency at Monroe's 67th national percentile and its 76th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Regency at Monroe ranks 10,537 for wildfire risk (1 is highest) and 10,232 by building count (1 is largest). Within New Jersey alone, it ranks 171 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Regency at Monroe
Regency at Monroe's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 87.5% of Regency at Monroe's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Regency at Monroe's figures come from
The methodology guide shows exactly how USFS turned 1,274 counted buildings into the percentiles shown above for Regency at Monroe. The exposure-zones guide covers what Regency at Monroe's dominant indirect exposure actually means, with real examples from across the dataset.