Regal, MN
Regal wildfire risk explained
USFS scores Regal at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 57 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Regal at the 50th percentile, close to its 53rd-percentile risk score.
Regal's building exposure, zone by zone
57 buildings are counted in Regal, and 68.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Regal ranks
Regal's 79th-percentile standing inside Minnesota outpaces its 53rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Regal ranks 14,750 for wildfire risk (1 is highest) and 30,743 by building count (1 is largest). Within Minnesota alone, it ranks 198 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Regal's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 68.4% of Regal in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Regal's figures come from
The methodology guide shows exactly how USFS turned 57 counted buildings into the percentiles shown above for Regal. The exposure-zones guide covers what Regal's dominant direct exposure actually means, with real examples from across the dataset.