Reese, MI
Reese, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Reese lands at the 0th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 790 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Reese's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Reese's building exposure, zone by zone
Reese rates 86.6% Minimal exposure against just 13.4% Direct and 0% Indirect — of 790 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Reese against the rest of the country
Reese scores 0th nationally and 0th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Reese ranks 31,403 for wildfire risk (1 is highest) and 13,727 by building count (1 is largest). Within Michigan alone, it ranks 744 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 0th national percentile, Reese rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 86.6% of Reese outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Reese's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Reese, see the exposure-zones guide.